Licenses and state availability

Loans are not available in all states. Product availability, loan amounts, and fees vary by state. Lenders are licensed state by state, and this page shows you how to check one for yourself.

Check before you borrowA licensed lender can always be looked up in a public register.

Verify a lender in three steps

NMLS Consumer Access is a free public website run by state regulators. It lists licensed financial companies and the states they are licensed in.

  1. Open NMLS Consumer Access

    Go to nmlsconsumeraccess.org.

  2. Search for the company

    Search for the company by its legal name or NMLS ID.

  3. Check your state

    The record lists each state license. Make sure yours is there and shown as active.

State availability

Whether a loan is available where you live is confirmed during your application.

Equal credit opportunity

We do not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from a public assistance program.

Have a question about licensing?

Write to us and we will point you to the right record.

Contact us

Instacash

Online personal loans from $200 to $5,000 with one fixed monthly payment and no prepayment penalty.

Questions? Email [email protected]

Loans

Tools & guides

Company

Rates and terms. All loans are subject to credit review and approval. Personal loan APRs range from 5.99% to 35.99%. Your actual APR, loan amount, and term depend on your credit history, income, and state of residence. Example: a $2,500 loan at 24.99% APR over 12 months has 12 monthly payments of $237.60 and a total repayment of $2,851.18.

Availability. Loans are not available in all states. Product availability, loan amounts, and fees vary by state.

Funding. Money is sent by ACH direct deposit once your agreement is signed, as soon as the same business day. Arrival time depends on when you sign and on your bank's processing.

Equal credit opportunity. We do not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from a public assistance program.

Personal loans$200 to $5,000
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