Apply for your loan

One short form. Tell us how much you need and a little about yourself.

  • $200–$5,000loan amounts
  • 3–24 monthsto repay
  • $0to apply

Have these to hand

  • Your income detailsEmployment, self-employment, benefits, or retirement income all count.
  • Your checking accountThe account and routing numbers for where your funds should go.
  • An email and a mobile numberFor your documents and verification codes.
Your applicationTakes a few minutes

By continuing you agree to our Terms of use and Privacy policy. The form is operated by our application partner, which receives the details you enter.

What happens next

  1. Send the form

    Tell us how much you need and a little about your income.

  2. Review your offer

    See your APR, monthly payment, and total cost before you commit.

  3. Sign and get funded

    Sign your agreement online. The money is sent by ACH direct deposit, as soon as the same business day.

Common questions

How much can I borrow?

Personal loans range from $200 to $5,000. The amount you are approved for depends on your income, your state, and your credit profile.

What do I need to apply?

You need to be 18 or older, a U.S. citizen or permanent resident, with a regular source of income, an active checking account, and a valid email address and mobile number.

How will I get the money?

Once you are approved and have signed your loan agreement, the money is sent to your checking account by ACH direct deposit, as soon as the same business day.

Keep going

Rates and feesThe APR range and every feeWhat you need to applyFour basics, no paperwork to mailContact usQuestions before you start

Instacash

Online personal loans from $200 to $5,000 with one fixed monthly payment and no prepayment penalty.

Questions? Email [email protected]

Loans

Tools & guides

Company

Rates and terms. All loans are subject to credit review and approval. Personal loan APRs range from 5.99% to 35.99%. Your actual APR, loan amount, and term depend on your credit history, income, and state of residence. Example: a $2,500 loan at 24.99% APR over 12 months has 12 monthly payments of $237.60 and a total repayment of $2,851.18.

Availability. Loans are not available in all states. Product availability, loan amounts, and fees vary by state.

Funding. Money is sent by ACH direct deposit once your agreement is signed, as soon as the same business day. Arrival time depends on when you sign and on your bank's processing.

Equal credit opportunity. We do not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income derives from a public assistance program.