We think a loan should be boring. One rate. One payment. One end date.
Most of what goes wrong with borrowing comes from surprises: a rate that moves, a fee nobody mentioned, a balance that never seems to shrink. We built our loans to leave those out.What we offer
Four ways to borrow, through one application.
Personal loan$200 – $5,000A fixed-rate installment loan, repaid over 3 to 24 months.
Cash advanceUp to $1,000A short-term advance on your next paycheck, at 0% interest.
Credit builder loanUp to $1,000A 12-month loan designed to build payment history.
Larger loans$5,000 – $100,000We connect you with lenders in our partner network.
How we make money
You should know what a lender earns from you. Here is all of it.
What we charge
- Interest on your loan, at a fixed APR from 5.99% to 35.99%.
- On some loans, an origination fee of 0% to 5%.
- A $15 fee if a payment is more than 10 days late or is returned.
What we don't
- No fee to apply or to check your rate.
- No penalty for paying your loan off early.
- No charges beyond the ones on our rates and fees page.
Our lending promise
- No fees to apply and none to pay off early.
- A fixed rate, so your payment never changes.
- If you're struggling with a payment, we'd rather hear from you early and work out a plan.
See what we would offer you
Check your rate in about three minutes. It won't affect your credit score.